Credit Solutions
for business owners who balk at the idea of wearing stuffy business suitsAbout
Innovative Credit Solutions provides credit and accounts receivable expertise for your business. We are a full service credit and accounts receivable solutions company with clients as diverse as Cervélo, Intel, and many others. Accounts Receivable is often one of the largest assets on a company’s balance sheet so let us handle your accounts receivable and credit worries for your business so that you can focus on your main priority.
Hi, I’m Christy
I help you show massive improvements to your bottom line by reducing the DSO. I work with and help drive sales by working closely with your sales department and negotiating better credit limits for your customers. I ensure that there is a proper credit policy in place and that you stay compliant with all of the trade/credit regulations in your respective industry.
Work With Me
Everything from investigating a potential customer’s credit to approving terms and limits.
A full service accounts receivable department; from invoicing to posting payments and everything in between.
We follow-up and resolve disputes by tracking down quantity, pricing or term adjustments in order to maintain good customer relations in a professional manner.
I had the pleasure of working with Christy and her company for over 10 years during my tenure as the CFO of Cervélo Cycles where I was her direct supervisor, and later on a couple of projects where my company “MB2Z” was involved. At Cervélo, Christy was a key player in our finance team, she managed very efficiently our account receivables department, her ability to perform collections while developing a strong relationship with our clients was a crucial factor in maintaining the aging of our receivables well below the industry’s average, improving our cash flow and supporting at the same time the growth of our organization from mid 7-figures sales to high 8 figure sales. Christy has excellent interpersonal skills’ is extremely organized and can work independently while always being part of the team, she always met or surpassed our goals.
I worked with Christy for 7 years during which I was director of sales at Cervélo Cycles and later retained ICS to support the entry of Recon Instruments, Inc. into the specialty bicycle market. ICS did a fantastic job in both cases. At Cervélo, our DSO numbers were significantly better than industry average and were better than budget business plan every year. Our default ratio was way below industry average during a period of significant industry consolidation. Both these metrics were directly attributable to ICS’s work. As a head of sales, I found ICS to be a true value-add partner, not only keeping the company well clear of receivables difficulty but also in terms of guiding our sales people to drive business with the strongest accounts. ICS and Christy helped our sales team make better, more informed choices not only about prospective account selection but also in terms of targeting the right accounts with the right programs. This was invaluable as we grew our business from high 7-figure sales to mid-8 figure sales in <5 years. Managing credit and collections is one thing. Doing so in a consolidating industry while driving high top line growth is quite another. Christy and her team are fabulously diligent, smart and hugely personable. This combination ingratiates them with their clients and with the customers they manage in a way that significantly impacts effectiveness and drives results. I would hire Christy and ICS again without hesitation.